Stó:lō Community Futures
Phone: 604-858-0009
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How to Apply for a Business Loan

Stó:lō Community Futures Loan Programs
​​Stó:lō Community Futures has been providing business and economic development to new, or existing Indigenous entrenpreneurs throughout S’ólh Téméxw since 1986. ​​By providing services such as business counselling, training and financial support. 

SCF Business Loans – Application Process

The application process is outlined below. If you have any questions or would like more information, please do not hesitate to contact us directly.  Our helpful, professional staff are here to support you in your journey towards being a successful Indigenous entrepreneur.    
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Steps to take when you are applying for a business loan and aftercare:

SCF Staff will assist you to review everything to ensure that your application is completed for the Loan Funds Committee to review.

​The following information is preferred for the Loan Funds Committee to review:
  • Business Plan or Strategy - Reference Assessment Guide
  • Loan Application
  • Business Cashflow

The Loan Funds Committee may request additional information prior to finalizing their decision on your application.

​Once the Loan Funds Committee has a decision made, SCF Staff will contact you to notify of the outcome.

SCF Staff continues to work with you and find resources throughout your journey.  At any time you need someone to talk to regarding your business, staff is available to support any area you may need help with.

​SCF, from time-to-time, will have training in specific areas of business operations and you are welcome to register for them when they come up. 

Business Tools & Resources

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SCF Staff have compiled information that can be useful when developing your business.  The information provided is to assist you in thinking of what your business structure and operations will look like, and not all the questions in the documents may apply to you. These documents are to get you thinking of all other areas that may affect your business depending on the activities your business will take on.  Your business plan / strategy will be well on its way to being completed.

​It is important that once you understand the structure of your business, you can recognize more of the financial needs of the business you are creating. 

​Understanding this will help you formulate the Cashflow, that the Loan Funds Committee reviews. 

A Cashflow is an important tool to use to help you see the flow of money coming in and out of your business on a month to month basis.  This information will help you see how much money you will need in order for your business to continue operating.

Seasonal Business Cash flow is particularly important for those who will only be operating seasonally - those that have a large fluctuation of business at different times of the year, like holiday businesses and summer businesses. Managing cash flow in this type of business is tricky, but it can be done, with diligence.  SCF Staff are happy to assist you.    

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Stó:lō Community Futures
Third Floor - Building 10
7201 Vedder Road, Chilliwack, BC
Email:ssmith@stolocf.ca
SCF Operational Policies
​SCF Policy - 2020 Loan Funds

SCF Policy - 2015 Conflict of Interest

SCF Policy - 2014 Duties and Responsibilities

SCF Policy - 2013 Financials

SCF Policy - Loans Collection and Enforcement Policy

SCF Resources

​Business Cashflow

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S.W.O.T. Analysis
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Reference Assessment Guide

Additional Resources

Community Futures BC

Women's Enterprise Centre

Small Business BC

Canadian Council of Aboriginal Business  (CCAB)

Simon Fraser University Library 

Indigenous Business and Investment Council (BCIBIC)

CANDO (Council for the Advancement of Native Development Officers)

Connect with our Staff 

Contact our Business Analyst, Shannon Smith for more information on processing your application. 
ssmith@stolocf.ca or call (604) 807-0514.

Additional Community Futures Offices throughout BC
Community Futures BC


Northwest Region
Haida Gwaii Community Futures

Thompson Country
Community Futures Development Corporation of Central Interior First Nations

Vancouver Island/Coastal 
Nuu-Chah-Nulth Economic Development Corporation

Additional Funding Sources located in Vancouver area - not a Community Futures
​Tale'awtxw Aboriginal Capital Corporation (TACC)


Quick Links

Home
Board of Directors
​Indigenous Business Forum
About STÓ:LŌ MEANS BUSINESS TM
Business Loans
Stó:lō Business Directory
News

Hours of Operation

Monday - Friday
8:30am - 4:30pm

Open during the lunch hour

Contact Us

Stó:lō Community Futures

​Bldg #10 - 3rd Floor, 7201 Vedder  Rd
Chilliwack, BC V2R 4G5
Phone: 604-858-0009
Fax: 604-858-3829

Staff Directory




Stó:lō Community Futures is respectful of people with scent allergies. Please note that this is a scent free environment. Thank you.
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